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First 30 days in Japan

Operational first-month plan for Japan — registration, banking, healthcare, and housing based on tier-1 relocation data (2026-04). Not legal advice; verify deadlines on official sources linked on compare pages.

COL index 78/100 · avg rent ~$1500/mo in dataset.

Relocation capital estimate

Setup, deposit, and first-month buffer from tier-1 relocation data.

Setup costs
8,000 JPY (USD equivalent)
Deposit (est.)
2,400 JPY (USD equivalent)
First month buffer
1,620 JPY (USD equivalent)
Recommended capital
12,020 JPY (USD equivalent)
Minimum safe savings
22,000 JPY (USD equivalent)
Emergency fund
15,000 JPY (USD equivalent)
  • Deposit estimate: 2 month(s) rent (~$2,400).
  • Budget 1–2 weeks temporary housing while searching for a long-term lease.
  • Mandatory health coverage ~$180/mo in month one.
  • Budget 4–7 months' rent equivalent at signing per MLIT guidance, plus guarantor company fees.

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Verified relocation information

Field-level sources with confidence levels — not a generic link list.

Research-based insight·Updated Apr 2026·Japan

Housing deposit rules

Shikikin (deposit) ~1–2 months refundable. Reikin (key money) 1–2 months non-refundable in Kanto. Agency fee ~1 month. Total upfront often 4–7 months' rent.

View source — MLIT Japan — housing and land policy

First 24 hours

Immediate priorities after landing

  1. 1.Secure temporary accommodationCritical

    Book a short-stay flat or hotel with a registerable address if required for admin.

  2. 2.Save critical documents offlineCritical

    Passport, visa or residence permit, employment letter, and insurance proof on phone and paper copies.

  3. 3.Get local connectivity

    Purchase a mobile plan (docomo or au).

First week

Registration, banking, and healthcare

  1. 1.Start residence registrationCritical

    Complete address registration within 14 days where applicable. Required for banking, tax ID, and healthcare.

  2. 2.Open or schedule bank accountCritical

    Residence permit required — allow ~21 days after registration.

  3. 3.Enroll in mandatory health coverageCritical

    Mandatory insurance — budget ~$180/mo. National Health Insurance (NHI) if not on employer Shakai Hoken; enroll within 14 days at ward office. Patient pays ~30% copay.

  4. 4.Register address at ward officeCritical

    Required within 14 days for National Health Insurance.

First month

Housing, documents, and stability

  1. 1.Long-term housing searchCritical

    Shikikin ~1–2 months refundable; reikin (key money) 1–2 months non-refundable in Kanto; agency fee ~1 month.

  2. 2.Gather rental documents

    Residence card and passport; Proof of employment and income; Guarantor or guarantor company contract; Emergency contact in Japan.

  3. 3.Tax and payroll setup

    Banking docs: Residence card (在留カード), Registered address proof (jūminhyō), Passport, Hanko/seal (often required), My Number notification (sometimes requested).

  4. 4.Guarantor companyCritical

    If required by landlord, sign guarantor (保証会社) contract before lease signing.

Required documents

Bank account

  • Residence card (在留カード)
  • Registered address proof (jūminhyō)
  • Passport
  • Hanko/seal (often required)
  • My Number notification (sometimes requested)

Apartment rental

  • Residence card and passport
  • Proof of employment and income
  • Guarantor or guarantor company contract
  • Emergency contact in Japan

Residence registration

  • Residence card
  • Rental contract
  • Completed moving-in notification (tenshutsu-tōdoke / tenshutsu)

Data as of 2026-04 · Last reviewed 2026-04-15

FAQ

How much money do I need to move to Japan?
We recommend at least $22,000 safe savings, with $12,020 covering setup, deposit, and first-month buffer.
How soon must I register after arriving in Japan?
Plan registration within 14 days where applicable. See the first-week checklist below.
Is health insurance mandatory in Japan?
Yes — budget about $180/month for mandatory coverage in month one.